USDA and FHA Pro and Con in Nunda, Livingston County, NY

In 2025, the USDA loan limit for Nunda, located in Livingston county, NY, amounts to $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision for the best suitable program in .

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2025 Loan Limits and Down Payment Requirements in Nunda, Livingston, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Nunda, NY

Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you, without hassle. Select one of three starting points that link you with matching lenders and USDA loan programs.

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Understanding USDA Loans in NY

The USDA home loan is guaranteed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. Available solely in rural areas, it has the advantage over FHA loans that require a minimum 3.5% down payment, as USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 20191 East Country Club Drive, Suite 2701, Aventura, FL, 33180
  • Mayer Capital is a mortgage brokerage based out of Miami, Florida. Founded by Loan Officers with the idea of every LO should be in charge of their own files and lives. We have all experienced what it’s like working with limited resources, compensation, loan programs and being tied as an employee to a financial institution.
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  • Harmoney Capital LLC. was founded in Miami, Florida with the intention of helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required.
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  • Nations Trust Mortgage is a mission-driven organization with a clearly defined set of values. We encourage our employees to have a strong sense of purpose, a high level of self-esteem and the capacity to think clearly and logically to provide the best possible rates on the right product, at very instant to our borrowers.
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