USDA Vs. FHA your options comparison in Nunda, Livingston County, NY
In 2025, the USDA loan limit for Nunda, located in Livingston county, NY, amounts to $336,500. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision for the best suitable program in .
2025 Loan Limits and Down Payment Requirements in Nunda, Livingston, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Nunda, NY
Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you, without hassle. Select one of three starting points that link you with matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. Available solely in rural areas, it has the advantage over FHA loans that require a minimum 3.5% down payment, as USDA mortgages require no down payment at all.
VacationLand Federal Credit Union is much more than a place for banking. We live and work in northern Ohio, and we’re dedicated to helping our members and our communities prosper and thrive. Every member of VacationLand Federal Credit Union is part of our family. We care about you and your well-being instead of the bottom line
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