USDA and FHA Pro and Con in Otsego, Otsego County, NY
In 2025, the USDA loan limit for Otsego, located in Otsego county, NY, is $336,500. Conversely, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best option for your unique financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in Otsego, Otsego, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Otsego, NY
The aim of Lendersa® is to secure the best USDA or FHA loan promptly and with ease. Select one of three pathways that result in matching lenders and accessing USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
1015 State Road 436, Suite 24, Casselberry, FL, 32707
The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.
Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
Citizens Bank of Rogersville offers a comprehensive approach to community bank services centered on your needs and aspirations. Our professionals are here to assist you with your financial requirements for both your personal and business needs. This allows us to help you develop solutions that work for you alone.
Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.
Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
At 360 Mortgage Inc. we understand how important this is for each and every one of our clients. As a local broker in Liberty and Baton Rouge, we are able to offer the widest range of products and the lowest mortgage rates available. For over 11 years, 360 Mortgage Inc. has been making homeownership a reality for families
