USDA Vs. FHA your options comparison in Cobleskill, Schoharie County, NY
In the year 2025, within Cobleskill, Schoharie county, NY, the USDA loan limit is set at $336,500. Meanwhile, for a single-family residence, the FHA establishes a limit of $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA versus FHA rates, and to ascertain the essential income, credit requirements, reserves, and documentation necessary to qualify. Our state-of-the-art mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA loans side by side, thus helping you determine which program suits your financial circumstances best in .
2025 Loan Limits and Down Payment Requirements in Cobleskill, Schoharie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Cobleskill, NY
The objective of Lendersa® is to swiftly and efficiently facilitate the best USDA or FHA loan for you. Begin the process with one of three options available, each tailored to connect you with lenders and suitable USDA loan programs.
A USDA home loan, synonymous with the USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans remarkably require no down payment whatsoever.
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800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.
800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
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14905 Southwest Freeway, Suite 201, Sugar Land, TX, 77478
Home USA Mortgage is your best source for mortgage related needs. We are a young team of energetic professionals who absolutely love real estate. We have been in business for over 18 years and continue to serve the Houston Metro area. With low rates/fees and a fun approach to the process, you will love buying your next home.
3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
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16554 Creek Bend Drive, Suite 220, Sugar Land, TX, 77478
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14090 Southwest Freeway, Suite 300, Sugar Land, TX, 77478
Sutherland Mortgage Services, Inc. was founded in 1998. The company's line of business includes originating mortgage loans, selling mortgage loans to permanent investors, and servicing loans.Sutherland Mortgage Services, Inc., is Licensed in the State of New York but does not do business in the State of New York using this website.
7070 Knights Ct, Suite 402, Missouri City, TX, 77459
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7335 Highway 6 South, Suite 200 East, Missouri City, TX, 77459
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We’ve been helping Customers afford the home of their dreams for the past 25 years and we love what we do.
