In 2026, the USDA loan limit for Owego, within Tioga county, NY, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and understand the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program for your financial situation in .
2026 Loan Limits and Down Payment Needs in Owego, Tioga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Owego, NY
Lendersa® aims to provide you with the best USDA or FHA loans swiftly and with ease. Choose from one of three starting points, leading to matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca
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2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
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