USDA Vs. FHA your options comparison in Owego, Tioga County, NY
In 2025, the USDA loan limit for Owego, within Tioga county, NY, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and understand the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program for your financial situation in .
2025 Loan Limits and Down Payment Needs in Owego, Tioga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Owego, NY
Lendersa® aims to provide you with the best USDA or FHA loans swiftly and with ease. Choose from one of three starting points, leading to matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding.
Benefits of using Alpine Credit Union’s Mortgage Department.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
268 South State Street, Suite 300, Salt Lake City, UT, 84111
Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
111 S. Main St, Suite 1600, Salt Lake City, UT, 84111
Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
