USDA Loan Vs. FHA loan for Union, NY [Broome County Rates 2023]

In 2025, USDA loan limit in Union, county of Broome, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Union, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(979) 357-4437 1410 miles Lender's profile and map Reviews Industry State Bank 16886 Fordtran Blvd, Industry, TX, 78944 Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
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(620) 697-2777 1411 miles Lender's profile and map Reviews Heartland Tri-State Bank 601 Morton Street, Elkhart, KS, 67950 Heartland Tri-State Bank opened its doors on January 2, 1985. Heartland Tri-State Bank is a full service community bank offering a broad range of traditional products, along with personalized service to meet our customers' needs. In 2011 a local group of investors formed a Bank Holding Company
(979) 278-3244 1412 miles Lender's profile and map Reviews Carmine State Bank 235 Centennial Street, Carmine, TX, 78932 Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.
(254) 554-6699 1413 miles Lender's profile and map Reviews First Community Bancshares, Inc 703 Swanner Loop, Killeen, TX, 76543 First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.
(254) 554-5991 1413 miles Lender's profile and map Reviews Covington Credit 810 N W S Young Dr, Killeen, TX, 76543 Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet. Heights Finance has become one of America’s leading consumer finance companies. Today we have over 100 branches, each staffed with friendly.
(940) 937-3611 1416 miles Lender's profile and map Reviews First United Bank Texas 301 North Main Street, Childress, TX, 79201 First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.