USDA and FHA Pro and Con in Endicott, Broome County, NY

In 2025, the USDA loan limit for Endicott in Broome, NY is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today, assessing income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Endicott, Broome, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Endicott, NY

Lendersa® aims to quickly match you with the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders providing USDA loan programs.

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What Exactly is a USDA Loan in NY?

The USDA home loan is a government-backed option from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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