FHA Vs. USDA loan program for Palm-Tree, Orange County, New York

In 2026, the USDA loan limit for Palm-Tree in Orange County, NY, is $581,220, while the FHA limit for a single-family home is $356,500.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, and to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in suits your financial needs best.

Options for USDA and FHA Loans in Palm-Tree, NY

The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Begin by picking one of three starting points, leading to matching lenders and suitable USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

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(218) 768-2410 Lender's profile and map Reviews Grand Timber Bank 204 North Maddy Street, McGregor, MN, 55760 A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
(515) 432-6200 Lender's profile and map Reviews Boone Bank & Trust Co. 716 8th St, Boone, IA, 50036 Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
(660) 886-6825 Lender's profile and map Reviews Wood & Huston Bank 27 E North St, Marshall, MO, 65340 "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
(660) 886-6941 Lender's profile and map Reviews Bank 21 586 West Arrow, Marshall, MO, 65340 Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.
(660) 886-9621 Lender's profile and map Reviews Community Bank of Marshall 811 W. College St, Marshall, MO, 65340 Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.
(352) 577-0991 Lender's profile and map Reviews MSB Home Loans Inc. 17715 Fancy Lane, Hudson, FL, 34667 Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
(320) 252-2634 Lender's profile and map Reviews ST. CLOUD FINANCIAL CREDIT UNION 5600 La Centre Ave, Suite 100, Albertville, MN, 55301 St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
(952) 873-2296 Lender's profile and map Reviews First National Bank Minnesota 201 W. Main Street, Belle Plaine, MN, 56011 Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
(813) 991-1166 Lender's profile and map Reviews New Destiny Mortgage 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637 At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(952) 484-9521 Lender's profile and map Reviews Antler Home Mortgage 9490 Cottontail Drive, Minnetrista, MN, 55375 Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.
(641) 562-2696 Lender's profile and map Reviews Farmers Trust & Savings Bank 101 N Main St, Buffalo Center, IA, 50424 Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.