USDA Loan Vs. FHA loan pro & con for Palm-Tree, Orange County, NY

In 2025, USDA loan limit in Palm-Tree, county of Orange, NY is $581,220 while FHA limit is $356,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Palm-Tree, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(623) 925-9710 2150 miles Lender's profile and map Reviews SunWest Credit Union 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338 Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
(623) 432-2021 2150 miles Lender's profile and map Reviews Elite Mortgage Group 17580 W Lavender Ln, Goodyear, AZ, 85338 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(509) 235-6533 2157 miles Lender's profile and map Reviews Cheney Federal Credit Union 520 First Street, Cheney, WA, 99004 Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
(509) 675-3180 2170 miles Lender's profile and map Reviews Kettle River Mortgage 2380 Kettle River Rd, Kettle Falls, WA, 99141 Kettle River Mortgage’s top notch customer service is the core of our outstanding reputation in the mortgage industry.We pride ourselves on extensive knowledge of mortgage loan programs, as well as our state-of-the-art business, processes facility and equipment that helps us deliver high-value services, quickly and accurately.
(928) 753-8000 2175 miles Lender's profile and map Reviews Ask Mohave Community Federal Credit Union 2809 Stockton Hill Rd, Kingman, AZ, 86401 At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
(928) 718-5555 2175 miles Lender's profile and map Reviews Mission Bank 2439 Hualapai Mountain Road, Kingman, AZ, 86401 Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
(702) 755-3322 2178 miles Lender's profile and map Reviews Moapa Valley Mortgage 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040 We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
(509) 525-2000 2198 miles Lender's profile and map Reviews Baker Boyer National Bank 7 W Main St, Walla Walla, WA, 99362 Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
(509) 527-3636 2198 miles Lender's profile and map Reviews Banner Bank 10 S 1st Ave, Walla Walla, WA, 99362 Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
(702) 293-7777 2203 miles Lender's profile and map Reviews Boulder Dam Credit Union 530 Avenue G, Boulder City, NV, 89006 Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.
(509) 526-4562 2204 miles Lender's profile and map Reviews Blue Mountain Credit Union 520 S College Avenue, College Place, WA, 99324 BMCU is a state-chartered credit union with almost 4, 000 members. It was founded in 1959 by Walla Walla College business faculty. It has grown to be a full-service financial institution with one branch in College Place, Washington. Its address is 520 S. College Avenue, College Place, Washington.