USDA Loan Vs. FHA loan for Chester, NY 2025

In 2025, USDA loan limit in Chester, county of Warren, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chester, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(507) 794-3551 1038 miles Lender's profile and map Reviews Americana Community Bank 300 Main Street West, Sleepy Eye, MN, 56085 At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.
(877) 794-6712 1038 miles Lender's profile and map Reviews SouthPoint Financial Credit Union 920 Main Street East, Sleepy Eye, MN, 56085 SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.
(866) 794-3911 1038 miles Lender's profile and map Reviews First Security Bank 100 East Main Street, Sleepy Eye, MN, 56085 At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.
(205) 886-3641 1038 miles Lender's profile and map Reviews Lifestyle Mortgage LLC 902 Main Ave, Northport, AL, 35476 Lifestyle-Mortgage.com, I believe in providing our clients with the utmost in VALUE. VALUE is not just found in the price you pay for a service, but in the sum total of the service you receive. By providing the Highest Level of customer SERVICE to our clients we are able to soothe the apprehension of applying for, and your experience with, the
(901) 756-2848 1038 miles Lender's profile and map Reviews Financial Federal Bank 1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120 Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
(901) 461-8858 1038 miles Lender's profile and map Reviews The Wendy Thompson Lending Team 6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120 Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team. Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
(573) 336-2666 1039 miles Lender's profile and map Reviews Citizens Mortgage Company 496 Old Route 66, Saint Robert, MO, 65584 Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
(901) 844-3626 1040 miles Lender's profile and map Reviews Source Mortgage and Funding 4812 Wemberley Drive, Memphis, TN, 38125 Our mission is simple and clear: “Approach opportunity with humility, communicate honestly, and serve all with integrity!” Our consultation is completely free, and once we review your information, we will provide you with a no strings attached, financing proposal if we can help. Source Mortgage & Funding, Inc, a Tennessee based mortgage broker.
(662) 252-1341 1040 miles Lender's profile and map Reviews Unity MS Bank 650 Highway 7 South, Holly Springs, MS, 38635 We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
(386) 752-3322 1040 miles Lender's profile and map Reviews Millennium Bank FL 151 NW Commons Loop, Lake City, FL, 32055 Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
(386) 755-0600 1040 miles Lender's profile and map Reviews First Federal Bank. 4705 W US Highway 90, Lake City, FL, 32055 First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.