USDA Vs. FHA your options comparison in South-Blooming-Grove, Orange County, NY

In 2025, the USDA loan limit for South-Blooming-Grove, situated in the county of Orange, NY, is $581,220. Meanwhile, the FHA limit for a single-family home reaches $356,500.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Assess income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, aiding in deciding the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in South-Blooming-Grove, Orange County, NY

Loan Type Loan Limit Down Payment
USDA $581,220 0%
FHA $356,500 3.5%
Conventional Conforming $726,525 3%

USDA and FHA Loan Options in South-Blooming-Grove, NY

Lendersa® is dedicated to finding the most suitable USDA or FHA loan for you swiftly and without difficulty. Choose one of three starting methods that connect you with lenders and USDA loan programs tailored to your needs.

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Understanding the USDA Loan in NY

The USDA home loan is government-backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural areas. In contrast, FHA loans demand a minimum of 3.5% down payment, whereas no down payment is needed for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Benjamin Investment Group Inc
  • 18555 E Smoky Hill Road, Suite 1481, Aurora, CO, 80015
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Loan Assist Colorado
  • 5369 South Genoa Street, Centennial, CO, 80015
  • Home Loan Assist Colorado Tracy Pettway is the owner of mortgage company helped many purchase primary residences, investment properties, lower monthly mortgage payments, consolidate debt and focus on becoming debt free ultimate goal is to help my clients fulfill their home ownership dreams and to put them in the best financial position possible.
  • True Mortgage LLC
  • 5746 S Bahama Circle E, Aurora, CO, 80015
  • True Mortgage. We are a full-service mortgage broker located in Denver, Colorado, but serving all of Colorado and its amazing residents. We are experts in all types of mortgage programs and have extremely competitive rates. Contact True Mortgage today to discuss your mortgage options and find out which loan program best suits your needs.
  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank. We offer our employees unlimited opportunities for career development.
  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
  • Security Mortgage
  • 2034 82ND Street, Suite 102, Lubbock, TX, 79423
  • At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • PrimeWest Mortgage
  • 7806 Indiana Ave, Lubbock, TX, 79423
  • PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
  • San Patricio County Teachers Federal Credit Union
  • 501 W Merriman Street, Sinton, TX, 78387
  • We opened our Sinton, TX location in 1957 to serve San Patricio County school district employees and their families. In 1974 we added educators in Live Oak County as well. In 2002 we were approved to offer our low cost brand of products and services to all residents of San Patricio County. In 2007 we opened a second location in Portland, TX.
  • Fitzsimons Credit Union
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  • The vision of Fitzsimons Credit Union is to be the recognized leader in our community by consistently delivering an exceptional partner experience. Our mission is to know our partners as individuals and focus on their life-long financial needs; advise and advocate while always exceeding their expectations. As "a partnering credit union.
  • Select Home Loan Group LLC
  • 14601 Yosemite Street, Brighton, CO, 80602
  • At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,
  • Splash Real Estate Solutions LLC
  • 3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
  • Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you