USDA Vs. FHA Pro and Con comparison in Pamelia, Jefferson County, NY
In 2025, USDA loan limit in Pamelia, county of Jefferson, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Pamelia, county of Jefferson, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Pamelia, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.
Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
When you’re a member of Coteau Valley Federal Credit Union, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Coteau Valley Federal Credit Union was founded as a federally chartered credit union in November of 1950.
45665 Veterans Memorial Drive, Agency Village, SD, 57262
Sisseton Wahpeton FCU is a member-owned credit union which has been providing financial services to special member groups in and around the Lake Traverse Reservation in South Dakota since 1979 and also Sisseton-Wahpeton FCU ! We’ll give you personalized service that goes above and beyond what you’ll find at any other regional financial institution.
Sioux Valley Community Credit Union has been open since 1952. The credit union has assets totaling $31 Million and provides banking services to more than 3,000 members. Sioux Valley does not support or recommend using Zelle pay or any other cash transfer app to purchase anything.
The Siouxland Economic Development Corporation (SEDC) was incorporated in 1979 by a group of Siouxlanders in an attempt to help stimulate the tri-state region’s economy which was slumping in the face of manufacturing dislocations, particularly the Zenith plant closing in Sioux City.
Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
The credit union was established in 1937 & has since been located in the Roberts Dairy location in Omaha. We have been serving Roberts Dairy Employees & their families for over 80 years now. The credit union is one of the few smaller credit union’s left & we pride ourselves on our customer service & the relationships we build with each of our membe
USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
