FHA Vs. USDA loan program for Pamelia, Jefferson County, New York

In 2025, the USDA loan limit in Pamelia, found in the county of Jefferson, NY, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates and determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculators allow you to view USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial needs in .

Exploring USDA and FHA Loan Options in Pamelia, NY

Lendersa® aims to promptly secure the best USDA or FHA loan for you, free of complications. Choose from three starting paths to connect with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is an option available exclusively for rural areas. Unlike FHA loans which require at least a 3.5% down payment, a USDA mortgage does not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(724) 843-2336 Lender's profile and map Reviews Premier Mortgage and Home Equity LLC 2558 Darlington Road, Beaver Falls, PA, 15010 Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
(410) 828-4500 Lender's profile and map Reviews Central Credit Union of Maryland 8501 LaSalle Rd, Baltimore, MD, 21286 We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
(724) 869-3342 Lender's profile and map Reviews Ambridge Area Federal Credit Union 401 State Street, Baden, PA, 15005 Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District
(609) 625-6928 Lender's profile and map Reviews Atlantic City Electric Federal Credit Union 5100 Harding Highway, Mays Landing, NJ, 08330 On 1940, in the main office building at Kentucky & Pacific Avenues, an organizational meeting was held for "The Atlantic City Electric Company Employees Federal Credit Union, " Charter No 3755. Since that meeting, we have grown in asset size, membership numbers & services. We are now over 4, 000 members strong, with over 50 million in assets.
4439629585 Lender's profile and map Reviews Turner Capital 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117 Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
(443) 548-8019 Lender's profile and map Reviews First Eagle Federal Credit Union 10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117 First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
(443) 738-1614 Lender's profile and map Reviews Novak Financial Inc 20 New Plant Ct, Suite 102, Owings Mills, MD, 21117 Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
(443) 256-9500 Lender's profile and map Reviews Access 1 Properties 110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117 Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
(800) 486-8786 Lender's profile and map Reviews iReverse Home Loans 12404 Hunters Glen, Owings Mills, MD, 21117 iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.
(800) 491-9010 Lender's profile and map Reviews iHome Mortgage 12404 Hunters Glen, Owings Mills, MD, 21117 iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.