USDA Loan Vs. FHA loan pro & con for Rutland, Jefferson County, NY

In 2025, USDA loan limit in Rutland, county of Jefferson, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Rutland, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(352) 667-8426 1136 miles Lender's profile and map Reviews BankFlorida 12612 Highway 301 South, Dade City, FL, 33525 BankFLORIDA serves our customers and community by providing financial services with the highest level of integrity and a superior banking experience. We provide our customers access to a full range of financial products and will work hard every day to exceed their expectations. We strive to be the preferred provider, create customer loyalty
(407) 605-3111 1137 miles Lender's profile and map Reviews APPROVED MORTGAGE SOURCE, LLC 41040 US Highway 27 Suite 1, Davenport, FL, 33837 Approved Mortgage is a family-owned and operated residential mortgage lender. Our mission is to assist you in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
(888) 701-9891 1137 miles Lender's profile and map Reviews Firehouse Mortgage Products 970 ATZ Road, Malabar, FL, 32950 Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval
(308) 946-3070 1137 miles Lender's profile and map Reviews Archer Credit Union 510 G Street, Central City, NE, 68826 Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
(601) 544-5421 1138 miles Lender's profile and map Reviews Camp Shelby Federal Credit Union Warehouse Avenue, Building 82, Camp Shelby, MS, 39407 Camp Shelby Federal Credit Union is a not-for-profit, member owned financial institution. Its mission is to serve members’ needs by encouraging savings and offering a reasonable rate of return. The Camp Shelby Federal Credit Union seeks to provide the best possible financial services to its members while maintaining its financial stability.
(620) 331-2265 1138 miles Lender's profile and map Reviews FIRSTOAK BANK 113 N. Penn Ave, Independence, KS, 67301 FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
(620) 331-9888 1138 miles Lender's profile and map Reviews Gemini Funding Corp 322 N Pennsylvania Ave, Independence, KS, 67301 Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
(251) 342-1472 1138 miles Lender's profile and map Reviews Mobile Postal Employees Credit Union 800 Downtowner Loop West, Mobile, AL, 36609 Mobile Postal Employees Credit Union was established July 1st, 1949 to serve the needs of Postal Workers and their families. Like all credit unions, we are a nonprofit, member-owned financial institution. Unlike a bank, we do not operate for profit. Any profit earned by the credit union is returned to the members in the form of dividends.
(251) 316-0000 1138 miles Lender's profile and map Reviews Azalea City Credit Union 5662 Cottage Hill Rd, Mobile, AL, 36609 Azalea City Credit Union currently serves the financial needs of Mobile, Baldwin, Washington and Clarke County residents and those that work, attend school or worship in these counties. At Azalea City Credit Union, we are committed to providing our members with quality financial products and exceptional service.
(251) 666-8998 1138 miles Lender's profile and map Reviews AFC Mortgage 4266 Cottage Hill Rd, Suite 6, Mobile, AL, 36609 AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you. Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
(251) 660-5025 1138 miles Lender's profile and map Reviews MAGNOLIA MORTGAGE COMPANY 1550 S. University Blvd, Mobile, AL, 36609 In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.