USDA Loan Vs. FHA loan for Rutland, NY [Jefferson County ]

In 2025, USDA loan limit in Rutland, county of Jefferson, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rutland, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(719) 523-4542 Lender's profile and map Reviews Frontier Bank 808 Main Street, Springfield, CO, 81073 Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site. We have many demand deposit products to help fill your needs. We have full-service loan departments for commercial, agriculture, consumer,
(719) 523-6250 Lender's profile and map Reviews Peoples Credit Union 125 Main Street, Springfield, CO, 81073 Peoples Credit Union began on October 22nd, 1956 when the frustration of many of the area's local farmers and ranchers of Baca County, Colorado was increasingly mounting due to the inability of the local financial institutions, of that time period, struggled to fully service the financial needs of southeastern Colorado's farm and ranch communities.
(832) 212-6693 Lender's profile and map Reviews First Step Mortgage 7070 Knights Ct, Suite 402, Missouri City, TX, 77459 FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals
(847) 727-2168 Lender's profile and map Reviews Excel Mortgage LLC 7335 Highway 6 South, Suite 200 East, Missouri City, TX, 77459 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We’ve been helping Customers afford the home of their dreams for the past 25 years and we love what we do.
(707) 704-6218 Lender's profile and map Reviews 1st Credential Mortgage Inc 8615 Bloomfield Turn, Missouri City, TX, 77459 We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
(979) 830-7523 Lender's profile and map Reviews Germania Credit Union 507 Highway 290 East, Brenham, TX, 77833 Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth. Helping members achieve financial success by financing their dreams and helping them save for the future.
(806) 857-3319 Lender's profile and map Reviews Texoma Federal Credit Union 1 Texoma Boulevard, Fritch, TX, 79036 Texoma Federal Credit Union is a full-service, not-for-profit cooperative financial institution. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
(979) 836-4571 Lender's profile and map Reviews The Brenham National Bank 2211 S Day St, Brenham, TX, 77833 Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
(346) 465-4652 Lender's profile and map Reviews Ladiya LLC 24839 Crystal Leaf Lane, Katy, TX, 77494 We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.
(929) 430-6789 Lender's profile and map Reviews Deal Mortgage LLC 9406 Herons Grove Lane, Katy, TX, 77494 Deal Mortgage LLC is a Texas Domestic Limited-Liability Company (Llc) filed On September 10, 2020. The company's filing status is listed as In Existence and its File Number is 0803756132. The Registered Agent on file for this company is Sridhar Pasham and is located at 9406 Herons Grove Ln, Katy, TX 77494.
(832) 835-1999 Lender's profile and map Reviews Leverage Financial Mortgage LLC 24274 Katy Freeway, Suite 400, Katy, TX, 77494 We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494