In 2025, within Pearl-River in the county of Rockland, NY, the USDA loan limit is $0, whereas the FHA limit for a single-family home stands at $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates between today's USDA and FHA options, helping you ascertain the income, credit score, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA categories side by side to assist you in selecting the optimal program for your financial situation in .
2025 Loan Ceilings and Downpayment Specifications in Pearl-River, Rockland County, NY
Type of Loan
Limit
Down Payment Required
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Varieties of USDA and FHA Loan Opportunities in Pearl-River, NY
The main objective of Lendersa® is to promptly secure for you the most advantageous USDA or FHA loan, avoiding any hassle. Choose one of three pathways that connect you with corresponding lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural localities. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans do not require any down payment.
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida.
Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
500 N. Franklin Turnpike, Suite 303A, Ramsey, NJ, 07446
Opulence Realtors are here for you every step of the way, from beginning of the search to the closing and even after your real estate transaction is completed.Our agents come from diverse backgrounds and are all dedicated to providing the highest quality service to our clients.and We currently cover all areas of New York and New Jersey
The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
1 International Blvd, Suite 1202, Mahwah, NJ, 07495
Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
1 International Blvd, Suite 900, Mahwah, NJ, 07495
Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450
In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
