USDA VS FHA in Clarkstown, Rockland County, NY

In 2025, the USDA loan limit in Clarkstown, within Rockland county, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates, alongside determining the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides comparisons of USDA, FHA, Conforming, and VA options, assisting in selecting the best fit for your financial situation in .

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2025 Loan Limits and Down Payment Needs in Clarkstown, Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Alternatives in Clarkstown, NY

Lendersa® aims to help you find the best USDA or FHA loans quickly and easily. Select one of three starting approaches to connect with lenders and access USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan is supported by the Department of Agriculture and also referred to as a USDA Rural Development Loan or USDA mortgage. Exclusively available for rural areas, it differs from FHA loans, which require at least a 3.5% down payment, since USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • mortgage lender
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • The Mortgage Network of Ohio was incorporated in 1999 as a mortgage company dedicated to assisting homebuyers and homeowners with the purchase and refinancing of their residential properties. Based out of Cincinnati Ohio, the company has grown to being licensed and actively doing business in Ohio, Kentucky, and Indiana.
  • 3rd Street Financial Corp
  • 6964 Tylersville Rd, West Chester, OH, 45069
  • 3rd Street Financial is a national mortgage brokerage firm. We deal in residential mortgages & serve as a matchmaker between the home buyer and the lender. We draw from a pool of carefully selected lenders & banks to find the right match for our clients. Our clients place their confidence in our expertise & we promise that we will do everything
  • Lynx Financial Group, LLC
  • 8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
  • Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
  • First Union Mortgage Group, LLC
  • 4015 Executive Park Drive, Suite 215, Cincinnati, OH, 45241
  • First Union Mortgage Group, LLC., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Members Choice Credit Union
  • 725 Pine Street, Greenville, OH, 45331
  • Our credit union was chartered with the state of Ohio on October 17, 1954, when Fram Corporation (now Fram Group) banded together to help solidify their financial futures. Since then we have grown to over 3, 200 members with 37 different companies and people living or working within the county along with their family members.
  • Greenville National Bank
  • 446 S Broadway, Greenville, OH, 45331
  • GNB Banking Centers is the trade name for Greenville National Bank, a full-service, independent, community bank with 10 locations (6 of those with ATMs) and 2 additional ATM-only locations to serve you. We offer competitive deposit and loan rates. We have deposit and loan products for individuals and businesses, including agri-businesses.
  • KTL PERFORMANCE MORTGAGE
  • 700 Wayne St, Greenville, OH, 45331
  • KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.