USDA and FHA Pro and Con in Orangeburg, Rockland County, NY
In 2025, the USDA loan limit for a single-family home in Orangeburg, Rockland county, NY, is $0. Meanwhile, the FHA loan also has a set limit of $1,089,300 for similar properties.
Lendersa® provides a USDA loan calculator, which helps you compare current USDA versus FHA rate offerings, as well as assess the income, credit, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, aiding your decision on the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Orangeburg, Rockland, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Orangeburg, NY
At Lendersa®, our objective is to get you the ideal USDA or FHA loan quickly and without complications. Choose one of the three pathways below to locate matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, sometimes referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgage loans have no down payment requirement at all.
The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.
CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.
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Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."
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