USDA VS FHA in Pomfret, Chautauqua County, NY

In 2025, the USDA loan limit for Pomfret, within Chautauqua county, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, helping you choose the best option for your financial situation in .

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2025 Loan Limits and Downpayment Specifications in Pomfret, Chautauqua, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pomfret, NY

The goal of Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Select one of three starting options to find suitable lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture and is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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