USDA Vs. FHA Pro and Con comparison in Pomfret, Chautauqua County, NY
In 2025, the USDA loan limit for Pomfret, within Chautauqua county, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, helping you choose the best option for your financial situation in .
2025 Loan Limits and Downpayment Specifications in Pomfret, Chautauqua, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pomfret, NY
The goal of Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Select one of three starting options to find suitable lenders and discover USDA loan programs.
The USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture and is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Certified Capital Home Loans exists to accomplish your mortgage goals, & we have the history, knowledge, lending partnerships & customer focus to make those goals a reality. Home Purchases are completed on time & with complete transparency of the process, & we are strategically partnered to provide loans that often don't require a down payment.
NeighborWorks Orange County is a California 501(c)(3) non-profit organization that exists to serve the Orange County community, where the high cost of living presents significant challenges for low-to-moderate income families and individuals. Our mission is to strengthen communities and enhance the quality of life for working families by expanding.
2811 East Katella Avenue, Suite 100, Orange, CA, 92867
"Rose Financial Family-owned and operated over five decades, Rose Financial is a bonafide lender/creditor with in-house decision making and underwriting. The company makes and services residential and commercial real estate loans for a broad range of consumers in California.
Located in the City of Orange, Rose Financial began in 1948"
1224 East Katella Avenue, Suite 207, Orange, CA, 92867
Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
1421 North Wanda Road, Suite 120, Orange, CA, 92867
"We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve.
In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."
1421 North Wanda Road, Suite 120G, Orange, CA, 92867
We are a direct lender servicing all of California, with a focus on Orange, Los Angeles, Riverside, and San Diego counties. We are committed to providing the best available financing and mortgage protection for our clients, while delivering outstanding customer service. We pride ourselves in treating our clients with honesty, integrity
Much like visiting your local hardware store sometimes you want something more personal than the large cold corporate experience. My wholesale mortgage brokerage is based in Orange, California. My company offers an extensive portfolio of loan products including traditional Residential, Jumbo, Reverse and Private money home loans.
With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist
1111 East Katella Avenue, Suite 210, Orange, IN, 92867
We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.
