USDA and FHA Pro and Con in Portland, Chautauqua County, NY
As of 2025, the USDA loan limit set in Portland, found in Chautauqua, NY, is $336,500. Meanwhile, the FHA limit for a single-family dwelling stands at $472,030.
Employ the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. It aids in determining the necessary income, credit, reserves, and paperwork required for qualification. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans compared side by side, helping you elect the best program in for your financial needs.
2025 Loan Limits & Down Payment Requirements in Portland, Chautauqua, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Portland, NY
At Lendersa®, our aim is to secure you the most favorable USDA or FHA loan quickly and with ease. You have three initial options to choose from, each connecting you with lenders and USDA loan opportunities.
The USDA home loan, backed by the U.S. Department of Agriculture—also called a USDA rural development loan or mortgage—is exclusively available in rural regions. Unlike FHA loans demanding a minimum of 3.5% down payment, USDA loans require no down payment whatsoever.
Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
The Lewiston Porter FCU was chartered in 1956. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.
Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service
We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.
Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
