USDA Vs. FHA your options comparison in Dunkirk, Chautauqua County, NY
As of 2026, the USDA loan ceiling in Dunkirk, situated in Chautauqua county, NY, stands at $336,500. In contrast, the FHA loan limit for a single-family dwelling is $472,030.
The Lendersa® USDA loan calculator allows you to evaluate today's best rates for USDA versus FHA loans. It helps you assess the income, credit, reserves, and required documentation for eligibility. By using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your specific financial circumstances in .
2026 Loan Ceilings and Down Payment Requirements in Dunkirk, Chautauqua county, NY
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Dunkirk, NY
Lendersa® is dedicated to securing the finest USDA or FHA loan options swiftly and with ease. Choose any of the three starting points to get matched with lenders and USDA loan programs.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is accessible in exclusively rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, the USDA mortgage allows you to finance the full amount with no down payment required.
WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
"At Alamo Premier Mortgage We underwrite, process and close our own loans.
We do VA, FHA, conventional, jumbo and investment loans.
We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork
We can Pre Approve your Land, Construction and Final Loan in one stop."
18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.
We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.
Capital Mortgage Services A full service mortgage bank of Texas controls all elements of your mortgage transactionof Texas provides a mortgage company with over 30 years of experience in helping our customers. We understand that this isn’t just a loan to you, it’s your home. We take that responsibility very seriously
Casita Capital is a small independent mortgage that provides real estate financing within the State of Texas for individuals and businesses that are looking for alternative financing. Our clients are generally looking for specific financing terms, are not able to qualify for traditional financing or have had their financing fall apart at the last.
