As of 2025, the USDA loan ceiling in Dunkirk, situated in Chautauqua county, NY, stands at $336,500. In contrast, the FHA loan limit for a single-family dwelling is $472,030.
The Lendersa® USDA loan calculator allows you to evaluate today's best rates for USDA versus FHA loans. It helps you assess the income, credit, reserves, and required documentation for eligibility. By using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your specific financial circumstances in .
2025 Loan Ceilings and Down Payment Requirements in Dunkirk, Chautauqua county, NY
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Dunkirk, NY
Lendersa® is dedicated to securing the finest USDA or FHA loan options swiftly and with ease. Choose any of the three starting points to get matched with lenders and USDA loan programs.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is accessible in exclusively rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, the USDA mortgage allows you to finance the full amount with no down payment required.
First American Bank serves New Mexico with sixteen full service locations in fourteen communities and mortgage offices in Ruidoso, NM, and Rio Rico, AZ. Over the past century, First American Bank has remained true to its mission by providing a full spectrum of financial services; building lasting customer relationships
The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.
Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
