As of 2025, the USDA loan limit in Pawling, Dutchess county, NY, is $581,200, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the current best rates for USDA vs. FHA loans. This tool helps identify the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting in determining the best program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
Lendersa® aims to help you secure the best USDA or FHA loan swiftly and without hassle. Choose one of three starting points to get matched with lenders and discover USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is specifically for rural neighborhoods. These loans do not require a down payment, unlike FHA loans which require at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
