As of 2025, the USDA loan limit in Pawling, Dutchess county, NY, is $581,200, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the current best rates for USDA vs. FHA loans. This tool helps identify the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting in determining the best program in for your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Pawling, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Discover USDA and FHA Loan Options in Pawling, NY
Lendersa® aims to help you secure the best USDA or FHA loan swiftly and without hassle. Choose one of three starting points to get matched with lenders and discover USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is specifically for rural neighborhoods. These loans do not require a down payment, unlike FHA loans which require at least a 3.5% down payment.
The Norwalk Hospital Credit Union extends membership eligibility to the following persons: All persons who work, practice, or volunteer at Norwalk Hospital, All persons in the greater Norwalk area who provide healthcare or work for an employer in the healthcare industry. All retired persons who previously were in the above groups.
Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.
St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
Academic Federal Credit Union The mission of the Academic Federal Credit Union is to provide excellence in a full range of financial services to our members. As a not-for-profit financial institution, our chief concern is the financial well-being of our members. We desire to be their primary financial institution by offering comprehensive services.
TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
Gold Coast Financial Services, we believe in the mantra Empowerment Through Education. Through the extensive education we offer our clients, empowerment is achieved. Through this empowerment, people formulate intelligent financial decisions which are implemented into their personal and professional lives. By living this mantra.
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Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate.
As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui
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