USDA Vs. FHA your options comparison in Dover, Dutchess County, NY
In 2025, the limit for USDA loans in Dover, Dutchess county, NY, is set at $581,200, whereas for a single-family home under FHA, it is $472,030.
Utilize the USDA loan calculator from Lendersa® to compare the best USDA and FHA rates available today. This tool helps identify necessary income, credit status, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision for the ideal program in to fit your financial needs.
2025 loan limits and down payment requirements in Dover, Dutchess county, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA loan options in Dover, NY
The mission at Lendersa® is to secure the best USDA or FHA loan swiftly and effortlessly. Choose among three initial steps to connect with lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's available exclusively in rural communities and does not require a down payment, unlike FHA loans that necessitate at least a 3.5% down payment.
Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.
Our Business model is designed in a manner that promotes fairness
Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
defined by 12 CFR 1026.3(a)(1) of Regulation Z.
Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage
Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.
Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.
