USDA Vs. FHA your options comparison in Silver-Creek, Chautauqua County, NY
In 2025, the USDA loan limit for Silver-Creek, Chautauqua County, NY is established at $285,000, whereas the FHA limit for a single-family home reaches $356,362.
Utilize the Lendersa® USDA loan calculator to examine today’s top USDA and FHA rates. Determine necessary income, credit, reserves, and documents for qualification easily. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Silver-Creek, Chautauqua, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Silver-Creek, NY
Lendersa® aims to secure the best USDA or FHA loan for you, swiftly and without stress. Choose from three pathways leading to matching lenders and promising USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
We are proud to serve YOU, the community, as a mutual savings bank. We are not owned by a family or a group of wealthy shareholders. We are owned by YOU, our customers, and we work for YOU for the betterment of the bank and community as a whole. Our decisions are made locally, by local people, with you and the future of the community in mind.
1586 US Highway 90 West, Defuniak Springs, FL, 32433
Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.
Through constant growth, we have added participating groups throughout the region
Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
