USDA Vs. FHA Pro and Con comparison in Silver-Creek, Chautauqua County, NY
In 2026, the USDA loan limit for Silver-Creek, Chautauqua County, NY is established at $285,000, whereas the FHA limit for a single-family home reaches $356,362.
Utilize the Lendersa® USDA loan calculator to examine today’s top USDA and FHA rates. Determine necessary income, credit, reserves, and documents for qualification easily. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Silver-Creek, Chautauqua, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Silver-Creek, NY
Lendersa® aims to secure the best USDA or FHA loan for you, swiftly and without stress. Choose from three pathways leading to matching lenders and promising USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Consumer Credit Services was chartered in 1998, after the founder realized that the mortgage lending environment fell short of offering diligent long term lending solutions that incorporated a true plan that matched the clients goals.
In most cases, the representation and loan products offered, while providing short term benefits,
9957 Moorings Drive, Suite 203, Jacksonville, FL, 32257
Our team has several years of experience and a desire to become the best in the business. Unlike many of the larger nationwide mortgage companies, all your information will be kept secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime.
6101 Gazebo Park Place North, Suite 108, Jacksonville, FL, 32257
TrustLine Mortgage, Inc. has been a leading mortgage banker in Florida since 1989. we are committed to offering our clients the most competitive and innovative mortgage loan products and best customer service available anywhere. TrustLine Mortgage offers a variety of lending options designed to meet your specific needs.
10151 Deerwood Park Blvd, Building 100, Suite 200, Jacksonville, FL, 32256
FLCBank is a leader in the banking industry focusing on solutions for the financial well-being of businesses and their owners. We are a nationally chartered bank headquartered in Jacksonville, Florida with full service branches located in Gainesville, Orlando, Tampa Bay, and Jacksonville
10175 Fortune Parkway, Unit 1004, Jacksonville, FL, 32256
We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
With years of experience helping local buyers and sellers just like yourself, we know how to locate the finest properties and negotiate the best deals. It's our job to know about the latest market conditions, government regulations, and upcoming developments — so that you don't have to.
