In 2025, the USDA loan limit for Lake-Erie-Beach, located in Erie county, NY, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA. Assess the income, credit reserves, and documents required to qualify. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in .
Loan Limits and Downpayment Requirements in Lake-Erie-Beach, Erie, NY for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Erie-Beach, NY
The goal of Lendersa® is to secure the best USDA or FHA loan for you rapidly and effortlessly. Choose one of three starting pathways to find matches with lenders and access USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, offering a significant advantage to eligible borrowers.
For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs
The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.
CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.
