USDA Vs. FHA Pro and Con comparison in Lake-Erie-Beach, Erie County, NY
In 2026, the USDA loan limit for Lake-Erie-Beach, located in Erie county, NY, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA. Assess the income, credit reserves, and documents required to qualify. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in .
Loan Limits and Downpayment Requirements in Lake-Erie-Beach, Erie, NY for 2026
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Erie-Beach, NY
The goal of Lendersa® is to secure the best USDA or FHA loan for you rapidly and effortlessly. Choose one of three starting pathways to find matches with lenders and access USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, offering a significant advantage to eligible borrowers.
Bank Of Billings is a branch office of Bank Of Billings. They provide the following services: Full Service Office Location and are located at 104 N E Elm Street in Billings Missouri.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
11225 College Blvd, Suite 150, Overland Park, KS, 66210
For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.
Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
11225 College Blvd, Suite 125, Overland Park, KS, 66210
Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals.
We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11225 College Blvd, Suite 100, Overland Park, KS, 66210
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
9393 W 110th St, Suite 350, Overland Park, KS, 66210
Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
