USDA Loan Vs. FHA loan pro & con South-Hempstead, Nassau County, NY

In 2025, within South-Hempstead in Nassau county, NY, the USDA loan limit is set at $0, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA for today, determining income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting you in selecting the best-suited program for your financial needs in .

Options for USDA and FHA Loans in South-Hempstead, NY

Lendersa® aims to efficiently connect you with the best USDA or FHA loan without the hassle. Begin with one of three approaches that link you with lenders and USDA loan programs to suit your needs.

Lendersa USDA loan requests and match results

Understanding the USDA Loan in NY

The USDA home loan, guaranteed by the government through the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It's meant for rural areas exclusively. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage doesn't mandate any down payment.

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(800) 832-0912 Lender's profile and map Reviews Bank of New Hampshire 62 Pleasant Street, Laconia, NH, 03246 Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
(301) 863-7071 Lender's profile and map Reviews Cedar Point Federal Credit Union 22745 Maple Road, Lexington Park, MD, 20653 Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
(800) 720-0250 Lender's profile and map Reviews HomePromise Corporation 60 South Washington Street, Suite 106, Greencastle, PA, 17225 HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
(703) 992-0286 Lender's profile and map Reviews Commonwealth Financial Services Inc 210 East Broad Street, Suite 203, Falls Church, VA, 22046 At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(202) 810-2271 Lender's profile and map Reviews Congressional Capital 125 N Washington St, Falls Church, VA, 22046 Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
(703) 734-0963 Lender's profile and map Reviews ABC United Finance Corp 7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043 ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 572-2004 Lender's profile and map Reviews Loansteady LLC 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043 Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
(703) 348-0549 Lender's profile and map Reviews Washington Capital Partners 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043 "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
(814) 447-5552 Lender's profile and map Reviews Community State Bank of Orbisonia 478 Ridgley Street, Orbisonia, PA, 17243 From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
(703) 823-5211 Lender's profile and map Reviews CommonWealth One Federal Credit Union 4875 Eisenhower Avenue, Alexandria, VA, 22304 CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years. From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
(703) 505-7173 Lender's profile and map Reviews MidAtlantic Financial Group, Inc 433 Clayton Lane, Alexandria, VA, 22304 MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!