In 2026, within South-Hempstead in Nassau county, NY, the USDA loan limit is set at $0, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA for today, determining income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting you in selecting the best-suited program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in South-Hempstead, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in South-Hempstead, NY
Lendersa® aims to efficiently connect you with the best USDA or FHA loan without the hassle. Begin with one of three approaches that link you with lenders and USDA loan programs to suit your needs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It's meant for rural areas exclusively. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage doesn't mandate any down payment.
#### Your Partner in Financial Growth ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling
Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
Lends in New York
Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.
333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
Lends in New York
Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
Lends in New York
United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.
In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
990 Stewart Avenue, Suite 660, Garden City, NY, 11530
Lends in New York
Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
