In 2025, the USDA loan limit in Hempstead, located within Nassau county in NY, is set at $0. For single-family homes, the FHA limit, however, is $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast the current USDA and FHA rates. This allows you to discern the essential income, credit, reserves, and paperwork needed for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Hempstead, Nassau County, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Lending Options in Hempstead, NY
Lendersa® is dedicated to offering you the optimal USDA or FHA loans expeditiously and with ease. Choose any of the three initial steps that connect you with appropriate lenders and USDA loan schemes.
A USDA home loan, endorsed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is accessible only in rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment at all.
Suwannee River Federal Credit Union is a non-profit financial corporation owned and operated by the credit union members themselves. Suwannee River Federal Credit Union has been serving members since 1936. The Credit Union offers a means of saving money through payroll deduction.
Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.
Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville
Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.
Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.
The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.
"Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
We are a full-line financial services provider.
Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
