USDA and FHA Pro and Con in Uniondale, Nassau County, NY
In 2025, the USDA loan limit in Uniondale, within the county of Nassau, NY, is set at $0, whereas for a single-family home, the FHA limit is $1,089,300.
The Lendersa® USDA loan calculator is designed to let you compare the best rates available today for USDA and FHA options, helping you evaluate the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the optimal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Uniondale, County of Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Choices in Uniondale, NY
Lendersa®'s goal is to quickly and easily secure the best USDA or FHA loans for you. Begin by choosing one of three options that link you to matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, sometimes referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require no down payment, offering a significant advantage for eligible borrowers.
26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.
The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656
"We are a wholesale mortgage company offering all loan types for purchase and re-finance.
We provide the lowest wholesale rates and loan costs, fast closing within average of 14-21 days, and no broker fees are paid by the Loan Applicant/Borrower. In addition, we can offer: appraisal waivers, escrow impound waivers for tax and insurance,"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.
27081 Aliso Creek Road, Suite 200, Aliso Viejo, CA, 92656
America’s Moneyline is your one stop shop for all your Mortgage Finance needs and is proudly. Our loan process is focused on your individual needs. We offer home loans specific to your criteria and goals. Our licensed staff of Mortgage Advisers and Loan Processors specialize in Fannie Mae, Freddie Mac,
Generation Lending Inc is a Honestly, we need another mortgage company like we need a hole in the head. We completely get it and think this industry is way too saturated as it is. That statement is 100% true if we started a mortgage company like 99% of the ones out there now. The company where managers are yelling at their loan officers.
Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.
Our priority is to know YOUR GOALS to ensure we have Strategies that fits YOUR NEEDS. Every credit profile is unique and we work hard to address both short and long term goals. Our Purchase program focus on a unique FULL-APPROVAL process that will enhance your ability to negotiate your Dream home.