USDA VS FHA in Ticonderoga, Essex County, NY

As of 2025, the USDA loan limit in Ticonderoga, in Essex, NY, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze and compare today's best USDA vs. FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool sets USDA, FHA, Conforming, and VA loans side by side to help identify the optimal program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Ticonderoga, Essex, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Ticonderoga, NY

Lendersa® aims to secure you the best USDA or FHA loan options quickly and without complexity. Start with one of three options to find lenders and suitable USDA loan programs.

Lendersa USDA loan requests and match results

Understanding USDA Loans in NY

Backed by the U.S. Department of Agriculture, a USDA home loan, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • PRMG Mortgage
  • 1265 Corona Pointe Court, Suite 301, Corona, CA, 92879
  • 16 year of mortgage experience. I'll return your call, respond to your emails, answer my phone and answer all your questions. If I don't have the answer right away, I'll find it and get back to you quickly. Call me to discuss any residential mortgage needs you may have for FHA, VA, USDA or Conventional loans for single or multi-unit properties.
  • Active Lending Group
  • 98 E. Grand Blvd, Corona, CA, 92879
  • Tiffany Nyiri was born breathing real estate. Her family has operated a successful real estate and mortgage lending company in Southern California since 1969 and she has personally been servicing her clients as a loan officer since 1997. As a mortgage broker, Tiffany brings a wealth of experience, knowledge, and resources to the table.
  • American Inland Realty
  • 400 North Princeland Court, Suite 2-3, Corona, CA, 92879
  • American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
  • New Venture Home Loans
  • 650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
  • New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
  • Pinpoint Lending
  • 1335 Corona Pointe Court, Corona, CA, 92879
  • Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.
  • Paramount Residential Mortgage Group - PRMG Inc.
  • 1265 Corona Pointe Court Suite 300, Corona, CA, 92879
  • "Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
  • Community Commerce Bank
  • 390 W. Foothill Blvd., Claremont, CA, 91711
  • Community Commerce Bank (CCB), formed in 1976, is part of The East Los Angeles Community Union (TELACU) family of companies. CCB prides itself on serving the financial needs of California residents through a wide range of loan products and deposit accounts. CCB specializes in commercial real estate loans, loans to non-profit.