FHA Vs. USDA loan program for Moriah, Essex County, New York

For 2025, the USDA loan limit in Moriah, within Essex, NY, is $336,500. Comparatively, the FHA cap for a single-family residence is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This will help you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best option for your financial condition in .

USDA and FHA Loan Choices in Moriah, NY

The aim of Lendersa® is to efficiently link you with the best USDA or FHA loan offerings without any hassle. Choose one of three starting routes to connect with lenders and explore USDA loan programs that match your needs.

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Understanding the USDA Loan in NY

A USDA home loan, officially backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.

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(800) 901-0203 Lender's profile and map Reviews Reliant Mortgage Ltd 16950 Dallas Parkway, Suite 105, Dallas, TX, 75248 Reliant Mortgage LTD, where we specialize in residential mortgages. At Reliant Mortgage LTD, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(877) 420-7346 Lender's profile and map Reviews Longhorn Investments 17103 Preston Rd, Suite 250, Dallas, TX, 75248 We are a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets.Our complementary businesses include a title company and real estate law practice operating out of our corporate office.Longhorn Investments was formed in 2008.
(972) 332-2520 Lender's profile and map Reviews Town Square Mortgage & Investments, Inc. 17300 Dallas Parkway, Suite 1030, Dallas, TX, 75248 Founded in 2009, Town Square Mortgage has built a strong reputation as a preferred mortgage lender by serving the needs of homebuyers, real estate professionals, and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house
(214) 596-8020 Lender's profile and map Reviews Prestonwood Mortgage LLC. 15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible along with the best service in the industry. Furthermore we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(469) 233-0450 Lender's profile and map Reviews Ceasons Holdings 16818 Dallas Parkway,, Dallas, TX, 75248 Ceasons Holdings is a Texas based private real estate lending company dedicated to financing short-term asset based loans. Ceasons Holdings is based out of Dallas, Texas and is a family owned and operated private real estate lender.Ceasons Holdings’ principals are passionate about real estate and are able to draw on their experiences as: direct le
(844) 682-5626 Lender's profile and map Reviews Texas VA Mortgage 4400 TX 121, Suite 205, The Colony, TX, 75056 We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
(214) 924-1066 Lender's profile and map Reviews Castle Hills Mortgage 937 Sir Constantine Dr, Lewisville, TX, 75056 Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.
(214) 295-7257 Lender's profile and map Reviews Avula Property Solutions LLC 3520 Ashley Gardens, The Colony, TX, 75056 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
(469) 844-8521 Lender's profile and map Reviews TLC Mortgage 3505 Balbirnie Court, The Colony, TX, 75056 At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
(469) 362-4700 Lender's profile and map Reviews AMERIDREAM MORTGAGE GROUP, LLC 3700 Standridge Drive, The Colony, TX, 75056 AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
(469) 438-5587 Lender's profile and map Reviews Mike Clover Group 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287 The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
(214) 507-1480 Lender's profile and map Reviews Homewood Mortgage, LLC 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287 Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.