USDA VS FHA in Maine, Broome County, NY

In the year 2025, the USDA loan limit for Maine in Broome county, NY, is set at $336,500. Conversely, for a single-family home, the FHA limit is $472,030.

Utilize Lendersa®'s USDA loan calculator to contrast today's best USDA and FHA rates and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options together, aiding your decision on the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Maine, Broome County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Maine, NY

The objective of Lendersa® is to efficiently connect you with the most suitable USDA or FHA loan options. Begin with one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA loan, backed by the Department of Agriculture, is often called the USDA rural development loan or mortgage. It's available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • DG Pinnacle Funding LLC is a residential mortgage company based in South Florida, founded in 2008 and re-positioned later in 2013. With over 15 years of experience in the mortgage and real estate industry, our founder Noel Veitia had a personal goal. After working as a loan officer for other companies, many times he felt challenged
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  • 1000 NW 57th Ct, Suite 120, Miami, FL, 33126
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  • Lennar Mortgage has been providing homebuyers with options and opportunities for over 30 years. Through our carefully selected team, we ensure that our customers receive the guidance and support to make sound borrowing decisions. Whether you’re a first-time homebuyer or a seasoned homebuying pro, our knowledgeable.
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  • Sunset Home Mortgage & Financial Services, we are a team that works together to deliver the best mortgage experience from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity industry.
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  • "Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001. "
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  • Clear Capital Funding, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others. Site refers to this Internet web site (http://www.ccfbrokers.com)