USDA Vs. FHA your options comparison in Watervliet, Albany County, NY
In 2025, the USDA loan limit for Watervliet, located in Albany county, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates and identify the income, credit, reserves, and documentation needed to qualify. Our advanced tool allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in your decision-making for the best financial program in .
Loan Limits and Down Payment Requirements for 2025 in Watervliet, Albany county, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
Explore USDA and FHA Loan Options in Watervliet, NY
Lendersa® aims to quickly secure the best USDA or FHA loan for you. Choose from three starting points that connect you to matched lenders and USDA loan programs.
Backed by the government Department of Agriculture, a USDA home loan—also known as a USDA rural development loan or mortgage—is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Since 1910, we’ve offered an array of comprehensive and affordable banking programs to help individuals, families, and business owners reach their goals. Though we have grown over the years, we have remained true to our mission to fulfill the needs of our diverse membership with the utmost integrity and privacy
The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.
Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.
Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.
First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
