USDA Vs. FHA Pro and Con comparison in Cohoes, Albany County, NY
Within 2025, the USDA loan limit for the area of Cohoes in Albany county, NY, is set at $336,500. At the same time, the cap for FHA loans for single-family homes reaches $472,030.
Utilizing the Lendersa® USDA loan calculator allows you to contrast today's optimal USDA against FHA rates, evaluating income, credit scores, reserves, and documentation needed for eligibility. Our state-of-the-art mortgage calculator gives a parallel view of USDA, FHA, Conforming, and VA options, aiding you in determining the most appropriate program for your financial context in .
2025 Lending Caps and Downpayment Needs in Cohoes, Albany County, NY
Type of Loan
Limit on Loan
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cohoes, NY
Lendersa® is dedicated to efficiently obtaining for you the best possible USDA or FHA loan, free of unnecessary complications. Choose from three starting points that link you with compatible lenders and suitable USDA programs.
A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage; it is only offered in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any initial down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487
Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.
Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Nebraska Rural Electric Association Credit Union also known as NREA Credit Union, was chartered in 1973. We are located in Lincoln, Nebraska, in the offices of the statewide Nebraska Rural Electric Association, but we have credit union representatives to assist our staff located in most of the Association’s 34 member Rural Public Power District
The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states.
All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
