USDA Vs. FHA Pro and Con comparison in Yorkshire, Cattaraugus County, NY

For 2025, the USDA loan limit in Yorkshire within Cattaraugus county, NY, is $336,500, while the FHA ceiling for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate the optimal USDA versus FHA rates currently available. Assess the necessary income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator puts USDA, FHA, Conforming, and VA options side-by-side, enabling you to decide on the best program tailored to your financial needs in .

Review loan offers from a broad selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Yorkshire, Cattaraugus, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Yorkshire, NY

The goal of Lendersa® is to swiftly obtain the best USDA or FHA loan for you, without hassle. Begin with one of three initial starting points that match you with lenders and USDA loan offerings.

Lendersa USDA loan request results

Insight into USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. It is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans allow for no down payment, offering a substantial advantage to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BD Capital LLC
  • 67 Mountain Blvd, Suite 201, Warren, NJ, 07059
  • BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters
  • Villa Nova Financing Group LLC
  • 30 Technology Drive, Suite 2C, Warren, NJ, 07059
  • Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
  • BANKNET MORTGAGE SERVICES
  • 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
  • Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
  • Rock Solid Info
  • 5397 Twin Knolls Road, Suite 13, Columbia, MD, 21045
  • For over 25 years, Rock Vaughan's focus in the mortgage industry has been to make sure that every customer has the best experience possible and walks away satisfied with their choices. Whether you are a first time home buyer or seasoned real estate expert, you will be treated with Rock Vaughan's utmost care and concern.
  • Leading Home Mortgage LLC
  • 6412 Saddle Drive, Columbia, MD, 21045
  • Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
  • Apex Mortgage LLC
  • 8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
  • APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • 1 Percent Down Mortgages
  • 8850 Columbia 100 Pkwy, Columbia, MD, 21045
  • At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you
  • Manville Area Federal Credit Union
  • 43 South Main Street, Manville, NJ, 08835
  • Manville Area Federal Credit Union has always strived to offer convenient & affordable products & services to meet the financial needs of our members & their families.As we go forward, we are making access to the Credit Union easier with our website. We invite you & your family to join our growing Credit Union & take advantage of the many benefits.
  • First Federal of Northern Michigan
  • 8811 Greenfield Rd, Detroit, MI, 48228
  • first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
  • Annapolis First Mortgage, LLC
  • 1605 Race Street, Baltimore, MD, 21230
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
  • LM Federal Credit Union
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  • 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
  • RESIDENTIAL MORTGAGE SOLUTIONS
  • 1515 Martin Blvd., Baltimore, MD, 21220
  • Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!