USDA Vs. FHA Pro and Con comparison in Franklinville, Cattaraugus County, NY
In 2025, the USDA loan limit in Franklinville, county of Cattaraugus, NY is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading rates for USDA versus FHA. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA programs, aiding in selecting the best one for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Franklinville, Cattaraugus, NY
Type of Loan
Max Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Franklinville, NY
Lendersa® aims to provide you with the best USDA or FHA loans quickly and hassle-free. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
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Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.
11023 Eucalyptus Street, Suite 100, Rancho Cucamonga, CA, 9173
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410 S Rampart Blvd, Suite 350, Las Vegas, NV, 89145
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3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
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