USDA Vs. FHA Pro and Con comparison in Franklinville, Cattaraugus County, NY
In 2026, the USDA loan limit in Franklinville, county of Cattaraugus, NY is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading rates for USDA versus FHA. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA programs, aiding in selecting the best one for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Franklinville, Cattaraugus, NY
Type of Loan
Max Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Franklinville, NY
Lendersa® aims to provide you with the best USDA or FHA loans quickly and hassle-free. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Tri county Federal Credit is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.
Olean Teachers and Postal County Federal Credit Union
1700 Constitution Avenue, Olean, NY, 14760
Lends in New York
The Olean Teachers and Postal Federal Credit Union was chartered in 1952. It is a not-for-profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the members. The Board of Directors is the policy making and the governing body of the Credit Union.
Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
The Griffith Institute Employees Federal Credit Union was established in 1961 by a group of teachers employed by the Griffith Institute Central School District. The Credit Union was created to allow the employees of the school district access to savings and loan accounts. In 2002, GIEFCU’s field of membership was expanded to include employees.
We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
Local 41 IBEW FCU was federally chartered by the National Credit Union Administration in 1976 as a benefit for the members of Local #41 IBEW Union and their immediate family members. If you are a member or employee of Local 41 IBEW - you, your spouse, children and immediate family members are eligible to join the Credit Union
