USDA and FHA Pro and Con in Munroe-Falls, Summit County, OH

In 2025, the USDA loan limit for a single-family home in Munroe-Falls, Summit county, OH, is $285,000, compared to the FHA limit of $356,362.

Leverage the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial needs in .

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2025 Lending Limits and Down Payment Requirements in Munroe-Falls, Summit, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Munroe-Falls, OH

Lendersa® aims to provide you with the most suitable USDA or FHA loan swiftly and effortlessly. Choose from one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in OH

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-guaranteed loan offered through the Department of Agriculture. It is specifically for rural areas and requires no down payment, in contrast to FHA loans which necessitate a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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