USDA Loan Vs. FHA loan for Berea, OH [Cuyahoga County Rates 2023]

In 2025, USDA loan limit in Berea, county of Cuyahoga, OH is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berea, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(614) 207-1527 108 miles Lender's profile and map Reviews Wilbert L Butler Jr dba Premier Financial Services 955 Mahle Drive, Reynoldsburg, OH, 43068 "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
(248) 641-5100 109 miles Lender's profile and map Reviews Crestmark Bank 5480 Corporate Drive, Suite 350, Troy, MI, 48098 Crestmark, a division of MetaBank, is a skilled provider of financial solutions for business-to-business companies. Financing solutions include asset-based lending on A/R and inventory, accounts receivable financing, traditional factoring, discount factoring, payroll financing, invoice financing, equipment leasing and financing.
(248) 743-1700 109 miles Lender's profile and map Reviews Loan Craft 5607 New King Dr, Suite 270, Troy, MI, 48098 LoanCraft has a deep understanding of the challenges facing lenders and the complexities of the loan approval process. Since 2003, LoanCraft has been helping financial institutions grow their top and bottom line revenue. We provide a wide range of products and services that help our clients provide outstanding service to their customers.
(866) 591-0655 109 miles Lender's profile and map Reviews Premia Relocation Mortgage 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098 Our experienced team has focused on ﬁnancing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
(614) 620-4405 109 miles Lender's profile and map Reviews Prolink Home Lending LLC 4449 Easton Way, Suite 2045, Columbus, OH, 43219 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(614) 418-8000 109 miles Lender's profile and map Reviews M/I Homes, Inc. 4131 Worth Ave, Suite 500, Columbus, OH, 43219 M/I Homes, Inc. is one of the nation's leading builders of single-family homes, having sold over 113,100 homes. The Company's homes are marketed and sold primarily under the trade names M/I Homes and Showcase Collection (exclusively by M/I Homes), and also currently are sold under the name Hans Hagen Homes in the Minneapolis/St. Paul,
(734) 217-0437 109 miles Lender's profile and map Reviews C&B Mortgage Solutions LLC 141 Ecorse Road, Ypsilanti, MI, 48198 C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
(614) 737-6030 109 miles Lender's profile and map Reviews Ohio HealthCare Federal Credit Union 3955 W Dublin Granville Road, Dublin, OH, 43017 Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
(855) 920-9800 109 miles Lender's profile and map Reviews Community Choice Financial Inc 5165 Emerald Pkwy, Dublin, OH, 43017 Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
(614) 792-5626 109 miles Lender's profile and map Reviews First National Bancorp LLC 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017 Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.