USDA Vs. FHA Pro and Con comparison in Berea, Cuyahoga County, OH
For 2025, the USDA loan limit in Berea, within the county of Cuyahoga, OH, is $0. Conversely, the FHA cap for a single-family home is at $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare today's top USDA against FHA rates, pinpointing the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program for your financial scenario in .
Loan Limits and Downpayment Needs in 2025 for Berea, County of Cuyahoga, OH
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Berea, OH
The mission of Lendersa® is to quickly and easily help you attain the best possible USDA or FHA loan. Choose from one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that set a minimum down payment requirement of 3.5%, USDA loans demand no down payment, offering a viable option for eligible rural home buyers.
New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.
Molex Employees Federal Credit Union is a top-rated financial institution in business for over 35 years providing a broad array of financial products and services for Molex employees and their family members.
We pride ourselves in combining the expertise of a large financial institution with a more personalized approach to customer service
Lisle Savings Bank was originally chartered on July 19, 1917 as Sacramento Avenue Building & Loan Association. Our doors were opened at 2307 S. Sacramento Avenue in Chicago, Illinois. In that charter, our founding fathers opened the building & loan with the object of building and improving of homesteads and the accumulation of funds to loan among.
Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Spojnia Credit Union is a state-chartered, not-for-profit, full-service financial institution that is member-owned & controlled through a board of directors. The voluntary board, elected by the membership, establishes and revises the credit union’s policies and sets dividend rates so that you can earn more when you save & pay less when you borrow.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
