USDA VS FHA in Middleburg-Heights, Cuyahoga County, OH

In 2025, if you are in Middleburg-Heights, situated in Cuyahoga County, OH, you'll find that the USDA loan limit is $0 and the FHA loan ceiling for a single-family house is $356,362.

Utilize the Lendersa® USDA loan calculator to weigh today's leading USDA against FHA rates. This tool helps determine the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the program that best fits your financial situation, especially within Alabama.

Explore loan offers from a wide selection of 100 lenders

2025 Loan Limits and Down Payment Guidelines in Middleburg-Heights, Cuyahoga County, OH

Loan Type Maximum Loan Amount Minimum Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Choosing USDA and FHA Loan Options in Middleburg-Heights, OH

At Lendersa®, our objective is to ensure you get the best USDA or FHA loan efficiently and with minimal hassle. You can start by selecting one of three options that will connect you to matching lenders and relevant USDA loan schemes.

Lendersa USDA loan request with matching results

An Overview of USDA Loans in OH

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage. These loans are exclusively for rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BSI Financial Services
  • 1425 Greenway Drive, Suite 400, Irving, TX, 75038
  • We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
  • Homebound Loans Incorporated
  • 5027 Empire Way, Irving, TX, 75038
  • HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
  • PHH Mortgage Corporation
  • 1431 Greenway Dr, Irving, TX, 75038
  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
  • Open House Mortgage Corporation
  • 2121 West Airport Freeway, Suite 550, Irving, TX, 75062
  • Open House Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • PETRA MORTGAGE
  • 4425 W Airport Freeway, Suite 236, Irving, TX, 75062
  • At Petra Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • PHD Financial
  • PO Box 1012, Palm Beach, FL, 33480
  • PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.