USDA Loan Vs. FHA loan pro & con Parma-Heights, Cuyahoga County, OH

In 2025, USDA loan limit in Parma-Heights, county of Cuyahoga, OH is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Parma-Heights, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(608) 582-2233 Lender's profile and map Reviews Bluff View Bank 16893 South Main Street, Galesville, WI, 54630 Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
(508) 835-8803 Lender's profile and map Reviews Wachusett Mortgage Corporation 45 Sterling St, West Boylston, MA, 01583 The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.
(573) 472-5373 Lender's profile and map Reviews Highway Crossroads Credit Union 741 York Drive, Sikeston, MO, 63801 Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.
(573) 471-2275 Lender's profile and map Reviews Montgomery Bank 1 Montgomery Bank Plaza, Sikeston, MO, 63801 Montgomery Bank is a family-owned community bank, helping fiscally responsible businesses and families, with the easiest and friendliest financial solutions. Montgomery Bank's 10 branch locations provide personal and commercial banking services to the communities throughout Southeast Missouri and St. Louis.
(800) 262-1001 Lender's profile and map Reviews IC Federal Credit Union - Main Office 300 Bemis Road, Fitchburg, MA, 01420 We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
(954) 682-9952 Lender's profile and map Reviews Regent Mortgage Corporation 980 Birmingham Road, Suite 501-356, Milton, GA, 30004 Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
(800) 588-5919 Lender's profile and map Reviews Performance Lending 2190 Brandon Trail, Suite 1, Alpharetta, GA, 30004 Welcome to Performance Lending, where we specialize in residential mortgages. At Performance Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(678) 762-0127 Lender's profile and map Reviews Good Friend Mortgage Inc. 902 Abbey Court, Alpharetta, GA, 30004 "Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida. Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."
(770) 420-6422 Lender's profile and map Reviews Alan Christian Mortgage Team 4005 Nine McFarland Dr, Suite 200, Alpharetta, GA, 30004 Buying a home is a big decision. You’re making a longterm investment to help secure your family’s future. You can count on Alan Christian Mortgage Team to help you through the process.We dedicate our many years of experience to providing clients the best loan opportunities in the market.
(678) 990-8587 Lender's profile and map Reviews NEIGHBORHOOD MORTGAGE, INC. 1835 Lockeway Drive, Suite 306, Alpharetta, GA, 30004 Our experienced loan consultants will give you personal attention and treat you with the respect you deserve . We understand that purchasing a new home or refinancing your current home can be one of the biggest decisions you will make in your lifetime. That’s why we are committed to making the process as comfortable and hassle free as possible.
(770) 953-8004 Lender's profile and map Reviews HOME LENDERS OF GEORGIA, LLC 1865 Lockeway Drive, Suite 605, Alpharetta, GA, 30004 Home Lenders of Georgia, our experienced mortgage consultants will help you find the best mortgage. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products from FHA Home Loans to VA Loans and all programs in between. We pride ourselves on outstanding customer service