USDA Vs. FHA your options comparison in Parma-Heights, Cuyahoga County, OH
In 2025, the USDA loan limit for Parma-Heights, located in the county of Cuyahoga, OH, is $0, whereas the FHA limit for a single-family home is set at $356,362.
Leverage the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA options today. You can also evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA programs side by side, helping you determine which plan best serves your financial needs in .
Loan limits and downpayment requirements for 2025 in Parma-Heights, county of Cuyahoga, OH
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Parma-Heights, OH
The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you without unnecessary difficulties. Begin with one of three approaches that align you with lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% as a down payment, USDA mortgage loans require no down payment, making them accessible for qualified buyers.
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Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.
St. Thomas Federal Credit Union (STTFCU) is a non-profit financial organization with over 7, 500 members and assets of over $78 million dollars. Since 1952, STTFCU has been an integral part of the Virgin Islands community. We provide our members with opportunities to save, borrow, and improve their overall financial wellness.
Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.
Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.
In order to better serve our customers
AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
Frederiksted Federal Credit Union located in historic downtown Frederiksted, St. Croix, U.S.V.I. We here at FFCU have been serving the Virgin Island community for over six decades. We take pride in the strong, personable, and long lasting relationships that we have built with our members throughout the years.
