USDA VS FHA in Canal-Fulton, Stark County, OH

In 2026, the USDA loan limit for Canal-Fulton in the county of Stark, OH, is $285,000, while for a single-family residence, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, and find out the income, credit status, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, helping to determine the best program for your specific financial needs in .

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2026 Loan Limits and Downpayment Requirements in Canal-Fulton, Stark County, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Canal-Fulton, OH

The mission of Lendersa® is to guide you to acquire the most suitable USDA or FHA loan quickly and with ease. Select one of three pathways leading to successful matches with lenders and USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in OH

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan, and is only offered in rural areas. Unlike FHA loans, which require a minimum downpayment of 3.5%, USDA mortgages have no downpayment requirement, offering a favorable option for those qualifying.

Enter your location to find out if it qualifies for USDA rural housing loan?



Canal-Fulton Lenders

  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Lends in Ohio
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets

  • Golden Circle Credit Union Inc
  • 4118 Lincoln Way East, Massillon, OH, 44646
  • Lends in Ohio
  • Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.

  • Firestone Federal Credit Union
  • 31 Hanna Parkway, Akron, OH, 44319
  • Lends in Ohio
  • Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration

  • Medina Real Estate Solutions LLC
  • 8933 Stonebridge Ave NW, North Canton, OH, 44720
  • Lends in Ohio
  • Medina Real Estate Solutions LLC
    Private Real Estate Lending
    Medina Real Estate Solutions LLC provides asset-based financing for real estate investors. We fund acquisitions, bridge loans, fix-and-flip projects, rental property investments, and business-purpose refinances

  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • Lends in Ohio
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.

  • DN Community Federal Credit Union
  • 3964 Fulton Drive NW, Canton, OH, 44718
  • Lends in Ohio
  • DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly

  • Stark Federal Credit Union
  • 4100 Dressler Rd, Nw Canton, OH, 44718
  • Lends in Ohio
  • In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.

  • American First Bancorp Inc
  • 4194 Fulton Drive NE, Canton, OH, 44718
  • Lends in Ohio
  • American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.

  • Signature Mortgage
  • 4790 Douglas Circle NW, Canton, OH, 44718
  • Lends in Ohio
  • Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process