USDA Vs. FHA your options comparison in Massillon, Stark County, OH

In 2025, the USDA loan limit in Massillon, within Stark county, OH, is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can simultaneously assess USDA, FHA, Conforming, and VA options, helping you choose the right program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Massillon, Stark, OH

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Selecting USDA and FHA Loan Options in Massillon, OH

The goal of Lendersa® is to connect you efficiently with prime USDA or FHA loans, without hassle. Opt for one of three initial strategies to pair with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in OH

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely accessible in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SPCO Credit Union
  • 12755 N Houston Rosslyn Road, Houston, TX, 77086
  • SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
  • INTERLINC MORTGAGE SERVICES, LLC
  • 5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
  • InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
  • Brazos Star Credit Union
  • 701 Harvey Road, College Station, TX, 77840
  • In 1961, ten employees from the United State Post Office and the United States Department of Agriculture each made an investment to purchase a share of ownership in the newly chartered credit union called Brazos County Federal Employees Credit Union. This credit union was established by its members to serve the federal employees from USPS, USDA.
  • The Chasewood Bank
  • 20333 State Hwy 249, Suite 100, Houston, TX, 77070
  • Chasewood Bank has been recognized as one of the safest U.S. banks according to MSN and given a 5 star rating by Bauer Financial, Inc, indicating we are also one of the strongest banks in the U.S. While we are proud of such recognition, our number one goal is to stay true to the title of community bank.
  • Vogler Mortgage LLC
  • 118 Vintage Park Boulevard, Suite W700, Houston, TX, 77070
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sequoia Mortgage LLC
  • 118 Vintage Park Boulevard, Suite WV162, Houston, TX, 77070
  • We founded Sequoia Mortgage with the core belief that we can provide a better and more personalized experience to every customer we are privileged to serve. Providing that intangible something that takes average to amazing is what drives us. These aren't just words to us, they are the force behind everything we do to help our customers.
  • Vintage HomeLoan, LLC
  • 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070
  • Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
  • Next Step Home Loans, LLC
  • 12841 Jones Rd. #245, Houston, TX, 77070
  • Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.