USDA Vs. FHA Pro and Con comparison in Deer-Park, Hamilton County, OH

In 2025, the loan limit for USDA programs in Deer-Park, within the county of Hamilton, OH, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home stands at $356,362.

To evaluate the best current rates for USDA versus FHA, consider using the Lendersa® USDA loan calculator. This tool helps you assess the necessary income, credit, reserves, and paperwork required to qualify. With our advanced mortgage calculator, you can make direct comparisons of USDA, FHA, Conforming, and VA loans, assisting your decision on the most suitable program in .

Compare loan offerings from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Deer-Park, Hamilton County, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Choices in Deer-Park, OH

Lendersa® is committed to swiftly securing the most favorable USDA or FHA loans with minimal hassle. You can choose from three options to connect with lenders offering USDA loan programs.

Lendersa loan requests and matching results for USDA

Understanding USDA Loans in OH

The USDA home loan, guaranteed by the U.S. Department of Agriculture (known as the USDA rural development loan or mortgage), is available exclusively in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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