USDA Vs. FHA Pro and Con comparison in Dillonvale, Hamilton County, OH

In 2025, the USDA loan limit for Dillonvale, in Hamilton County, OH, is $336,500. The FHA equivalent stands at $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA vs. FHA rates and ascertain the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program suits your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Dillonvale, Hamilton County, OH

Loan Type Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dillonvale, OH

Lendersa® aims to efficiently get you the optimal USDA or FHA loan, smoothly and without delay. Choose one of three starting options to align with lenders and USDA loan programs.

Lendersa USDA loan application and matches

Understanding USDA Loans in OH

The USDA home loan is a government-backed initiative by the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Savannah Bank National Association
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  • Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz We are a state chartered
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