USDA and FHA Pro and Con in Greenhills, Hamilton County, OH

As of 2026, the USDA loan cap in Greenhills, within Hamilton County, OH, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most appropriate plan for your financial scenario in .

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Loan Limits and Down Payment Requirements for 2026 in Greenhills, Hamilton County, OH

Type of Loan Loan Cap Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choices for USDA and FHA Loans in Greenhills, OH

The aim of Lendersa® is to swiftly and hassle-free secure the best USDA or FHA loan for you. Begin with one of three approaches to connect with lenders and the relevant USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explanation of USDA Loans in OH

A USDA home loan is a government-backed loan by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, applicable solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenhills Lenders

  • Front Row Mortgage LLC
  • 375 Glen Springs, Suite 150, Springdale, OH, 45246
  • Lends in Ohio
  • Front Row we take the initiative to go above and beyond for our clients while offering services second to none. With flexible opportunities that include our E-Finance Process; a completely online lending experience; to our dedication to assisting you in every step of the lending process.

  • Humbert Mortgage Inc
  • 1250 Springfield Pike, Cincinnati, OH, 45215
  • Lends in Ohio
  • Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.

  • New Foundation Savings Bank
  • 8249 Clara Avenue, Cincinnati, OH, 45239
  • Lends in Ohio
  • New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.

  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • Lends in Ohio
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.

  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Lends in Ohio
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
    But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Ohio
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.

  • mortgage lender
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • Lends in Ohio
  • The Mortgage Network of Ohio was incorporated in 1999 as a mortgage company dedicated to assisting homebuyers and homeowners with the purchase and refinancing of their residential properties. Based out of Cincinnati Ohio, the company has grown to being licensed and actively doing business in Ohio, Kentucky, and Indiana.

  • 3rd Street Financial Corp
  • 6964 Tylersville Rd, West Chester, OH, 45069
  • Lends in Ohio
  • 3rd Street Financial is a national mortgage brokerage firm. We deal in residential mortgages & serve as a matchmaker between the home buyer and the lender. We draw from a pool of carefully selected lenders & banks to find the right match for our clients. Our clients place their confidence in our expertise & we promise that we will do everything

  • Lynx Financial Group, LLC
  • 8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
  • Lends in Ohio
  • Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.