USDA Vs. FHA Pro and Con comparison in Springdale, Hamilton County, OH
In 2025, the USDA loan limit in Springdale, County of Hamilton, OH, is set at $336,500, whereas for a single-family home, the FHA limit is $472,030.
To compare today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. It determines the income, credit requirements, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side to decide which program in fits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Springdale, Hamilton County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Springdale, OH
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, promptly and effortlessly. Start with one of three pathways for matching with lenders and accessing USDA loan programs.
The USDA home loan, guaranteed by the government via the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is exclusively for rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.
Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia
We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision. With our quality service, we will simplify the process and help get the approved mortgage for you.
1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.
That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
Carolina Cooperative Federal Credit Union, a federally-chartered credit union founded in 1962, must maintain itself by federal regulation as a not for profit institution with no profit incentives and a volunteer Board of Directors consisting only of credit union members.
9, 500 plus members from various employer groups make up the membership
