USDA Vs. FHA Pro and Con comparison in Mount-Healthy, Hamilton County, OH
As of 2025, the USDA loan limit within Mount-Healthy, located in Hamilton county, OH, is set at $285,000. Meanwhile, the FHA limit for a single-family home is defined as $356,362.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help you choose the optimal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Mount-Healthy, County of Hamilton, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in Mount-Healthy, OH
Lendersa® aims to quickly secure the most advantageous USDA or FHA loans with minimal hassle. Choose one of three starting points to connect with lenders and USDA loan offerings.
A USDA home loan is a government-backed financing option provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans, which have a minimum down payment of 3.5%, USDA loans require no down payment at all.
At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.
Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
We’ve done this by sticking with what business owners tell us they like. They enjoy dealing directly with the decision-maker, so they get fast answers. We attract and retain outstanding bankers, so they can work with the same people for many years, instead of repeatedly starting from scratch with new bankers
At Stuart's American Mortgage we want to bring back the "old time customer service" model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.
Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
2001 S Hanley Rd, Suite 195, Saint Louis, MO, 63144
The Strick Group, is your full-service home financing resource when you want to purchase or refinance. Our mortgage experts have over 40 years of combined experience & will help find the best mortgage solution for you. We pride ourselves on delivering a stress-free loan process from pre-approval to closing & offer some of the lowest rates and fees.
