USDA VS FHA in Mount-Healthy, Hamilton County, OH

As of 2025, the USDA loan limit within Mount-Healthy, located in Hamilton county, OH, is set at $285,000. Meanwhile, the FHA limit for a single-family home is defined as $356,362.

Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help you choose the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Mount-Healthy, County of Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Programs in Mount-Healthy, OH

Lendersa® aims to quickly secure the most advantageous USDA or FHA loans with minimal hassle. Choose one of three starting points to connect with lenders and USDA loan offerings.

Lendersa USDA loan request and matching outcomes

What Constitutes a USDA Loan in OH?

A USDA home loan is a government-backed financing option provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans, which have a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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