USDA VS FHA in Groesbeck, Hamilton County, OH

In 2025, the USDA loan cap in Groesbeck, county of Hamilton, OH, is at $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA and FHA rates available today. This will help you understand the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements for Groesbeck, County of Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Groesbeck, OH

Lendersa® aims to swiftly deliver the best USDA or FHA loans without hassle. Select one of three available paths to match with lenders and USDA loan programs.

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Understanding the USDA Loan in OH

The USDA home loan, endorsed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Bagley
  • 31 Central Street East, Bagley, MN, 56621
  • Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street. On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
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  • 510 Thayer St., Butte, NE, 68722
  • The First National Bank was chartered in 1904. Officers of the bank were H.A. Olerich, M.L. Honke, E.R. Johnson, Emil Statsman, and J.A. McLaughlin. In 1944 the bank was changed from a National Bank to a state chartered bank and the name changed to Butte State Bank. We pride our Bank in being "Small enough to know you and large enough to serve you"
  • NorthStar Lending LLC
  • 10235 Harney Road, Thonotosassa, FL, 33592
  • We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
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  • Flagship Bank was founded by a local Board of Directors, owned by committed local shareholders & operated by successful, local bankers with deep roots in our community. As a community-based bank, Flagship Bank is committed to renewing former relationships and building new relationships by catering to the financial needs of owner managed businesses
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  • At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
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