USDA Vs. FHA Pro and Con comparison in Taylor-Creek, Hamilton County, OH

In 2025, the USDA loan limit set for Taylor-Creek, within Hamilton county, OH, amounts to $285,000, whereas for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA loans available today. Calculate the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Taylor-Creek, Hamilton, OH

Loan Type Loan Maximum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

USDA and FHA Loan Options in Taylor-Creek, OH

The target of Lendersa® is to connect you with the best USDA or FHA loans efficiently and conveniently. Start with one of three pathways to link with suitable lenders and access USDA loan programs.

Results from Lendersa's USDA loan requests and matches

What is a USDA Loan in OH?

A USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, and is exclusive to rural neighborhoods. Unlike FHA loans needing a 3.5% minimum down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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