USDA Vs. FHA Pro and Con comparison in Dry-Ridge, Hamilton County, OH

In 2025, the USDA loan limit in Dry-Ridge, located in Hamilton county, OH, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, identifying the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting which program in best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Dry-Ridge, Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Options for USDA and FHA Loans in Dry-Ridge, OH

Lendersa® is focused on quickly securing the ideal USDA or FHA loan for you without hassle. Start by choosing one of three approaches to connect with matching lenders and explore USDA loan programs.

Results from Lendersa's USDA loan requests and matches

What is a USDA Loan in OH?

A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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