USDA VS FHA in Hubbard, Trumbull County, OH

In 2026, the USDA loan limit in Hubbard, nestled in Trumbull county, OH, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare the top USDA versus FHA rates today, and figure out the required income, credit, reserves, and documents needed for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision-making for the best program suited to your financial scenario, particularly in states like .

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2026 Loan Limits and Down Payment Requirements in Hubbard, Trumbull County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Hubbard, OH

The mission of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly, avoiding any hassle. Choose one of three options to match with lenders and USDA programs.

Lendersa USDA loan request and results

Understanding the USDA Loan in OH

A USDA home loan, backed by the Department of Agriculture—also referred to as a USDA rural development loan—is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, offering a significant opportunity for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hubbard Lenders

  • Mahoning Valley Federal Credit Union
  • 15 Colonial Drive, Suite 14, Youngstown, OH, 44505
  • Lends in Ohio
  • Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances

  • DOY Federal Credit Union
  • 1500 Gypsy Lane, Youngstown, OH, 44505
  • Lends in Ohio
  • DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.

    DOY confines its lending to its own creditworthy members

  • Valley Economic Development Partners
  • 4319 Belmont Ave, Youngstown, OH, 44505
  • Lends in Ohio
  • Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.

  • Indirect Lending Services
  • 2923-A Youngstown Rd. SE, Warren, OH, 44484
  • Lends in Ohio
  • Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services​ works closely with dealers

  • ASECU
  • 1690 South Canfield Niles Road, Youngstown, OH, 44515
  • Lends in Ohio
  • ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.

  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • Lends in Ohio
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.

  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • Lends in Ohio
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional