USDA Vs. FHA your options comparison in Hubbard, Trumbull County, OH

In 2025, the USDA loan limit in Hubbard, nestled in Trumbull county, OH, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare the top USDA versus FHA rates today, and figure out the required income, credit, reserves, and documents needed for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision-making for the best program suited to your financial scenario, particularly in states like .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hubbard, Trumbull County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Hubbard, OH

The mission of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly, avoiding any hassle. Choose one of three options to match with lenders and USDA programs.

Lendersa USDA loan request and results

Understanding the USDA Loan in OH

A USDA home loan, backed by the Department of Agriculture—also referred to as a USDA rural development loan—is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, offering a significant opportunity for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Structure Finance LLC
  • 3313 N. McColl Road, McAllen, TX, 78501
  • Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
  • Starr County Teachers Federal Credit Union
  • 1322 E San Benito Street, Rio Grande City, TX, 78582
  • The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
  • Zapata National Bank
  • PO Drawer 100, Zapata, TX, 78076
  • Zapata National Bank is the institution with the longest servitude to the South Texas community of Zapata County. As the oldest bank in Zapata, we have strong deep roots committed to the community and its prosperity. Since its foundation in 1961, we have strived to assist the citizens of Zapata by offering competitive products and services
  • NAFT Federal Credit Union
  • 901 N Veterans Boulevard, Pharr, TX, 78577
  • In 1956 P-SJ-A Federal Credit Union was formed to provide a savings and loan program to employees of the Pharr-San Juan-Alamo Independent School District. In 1994 we changed our name to NAFT (Neighbors and Families Together) Federal Credit Union and opened our field of membership to better serve low-income designated areas.
  • Highway District 21 Federal Credit Union
  • 600 W Ferguson Street, Pharr, TX, 78577
  • At Highway District 21 Federal Credit Union, we are committed to providing you with the highest-quality financial services possible. It is our goal to encourage thriftiness, impose the value of savings, and spread the wise use of credit among our qualifying members. Whether you apply for a vehicle loan, our credit union is here to serve you.
  • Holiday Finance Corporation
  • 1101 N. Cage, Suite C-2, Pharr, TX, 78577
  • Holiday Finance Corporation (HFC) offers personal loans of up to $1340 Receive immediate attention when you apply online for an installment loan from Holiday Finance Corporation in South Texas. We offer unsecured personal loans—a lending alternative that’s easy and convenient for borrowers.
  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
  • Wyoming Community Bank
  • 1700 N. Federal Boulevard, Riverton, WY, 82501
  • In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
  • Vantage Bank TX
  • 1801 South 2nd Street, McAllen, TX, 78503
  • Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
  • La Joya Area Federal Credit Union
  • 214 East Expressway 83, La Joya, TX, 78560
  • La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
  • Jemez Valley Credit Union
  • 17117 Highway 4, Jemez Springs, NM, 87025
  • The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.