For the year 2026, the USDA loan limit in Girard, within Trumbull, OH, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates, determining the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option for your financial needs in .
2026 Loan Caps and Down Payment Necessities in Girard, Trumbull, OH
Loan Category
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Alternatives in Girard, OH
Lendersa®'s aim is to efficiently connect you with the best USDA or FHA loans without hassle. Choose one of three initial steps that align you with lenders and reveal USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
15 Colonial Drive, Suite 14, Youngstown, OH, 44505
Lends in Ohio
Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances
DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.
DOY confines its lending to its own creditworthy members
Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
1690 South Canfield Niles Road, Youngstown, OH, 44515
Lends in Ohio
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
Lends in Ohio
First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
