USDA Vs. FHA your options comparison in Girard, Trumbull County, OH

For the year 2025, the USDA loan limit in Girard, within Trumbull, OH, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates, determining the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option for your financial needs in .

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2025 Loan Caps and Down Payment Necessities in Girard, Trumbull, OH

Loan Category Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Alternatives in Girard, OH

Lendersa®'s aim is to efficiently connect you with the best USDA or FHA loans without hassle. Choose one of three initial steps that align you with lenders and reveal USDA loan programs.

Results of Lendersa USDA loan request and matching

What is USDA Loan in OH?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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