USDA Vs. FHA Pro and Con comparison in Youngstown, Mahoning County, OH
In 2025, the USDA loan limit for Youngstown, in the county of Mahoning, OH, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
To compare today's optimal USDA versus FHA rates, use the Lendersa® USDA loan calculator, which also elucidates the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the program best suited to your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Youngstown, Mahoning County, OH
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Youngstown, OH
Lendersa®'s mission is to connect you with the best USDA or FHA loan quickly and without complication. Choose one of three approaches to find matching lenders and the most appropriate USDA loan programs for your situation.
A USDA home loan is backed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, providing a more accessible option for some homebuyers.
Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
"Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed.
Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
14340 Memorial Drive, Suite 400, Houston, TX, 77079
Rock Mortgage Houston is your first choice for a wide range of lending programs with low rates and great service. Rock Mortgage Houston was founded with the basic idea of old fashion personalized service and has grown through word of mouth referrals, one client at a time. Our goal is to help you qualify for the lowest interest rates
GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.
Noble Mortgage & Investments, LLC was founded by Darel I. Daik (Residential Mortgage Loan Originator, NMLS ID#316081) in 2003 to provide innovative, timely, and competitive financing for real estate opportunities. and also We are a direct private real estate lender of hard money & conventional capital for both residential & commercial properties in
Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.
BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
Our deep heritage, headquartered in Cranfills Gap, makes us proud to offer the best banking services of a modern financial institution. Experienced people maintaining the integrity of our community bank by working to make life better. We are deeply involved in church, education, civic, and preserving our heritage.
United City Mortgage is a leading mortgage brokerage firm based in Houston, Texas. With a team of seasoned professionals, we specialize in providing tailored financing solutions to individuals and investors in the real estate market. Our mission is to make the process of securing a mortgage as seamless and advantageous as possible.
