USDA Vs. FHA Pro and Con comparison in Kent, Portage County, OH

In the year 2025, the USDA loan limit for Kent, located in the county of Portage, OH, is determined to be $336,500, whereas the FHA limit applicable for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's premium USDA versus FHA rates. Assess the required income, creditworthiness, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, ensuring you select the optimal program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Kent, Portage, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Kent, OH

The mission of Lendersa® is to quickly facilitate your access to the most competitive USDA or FHA loans, without any hassle. Choose from one of the three introductory paths to find matching lenders and uncover USDA loan options that suit your needs.

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What is USDA Loan in OH?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Educational & Governmental Employees FCU
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  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.
  • The Peoples State Bank of Newton, Illinois
  • 104 West Washington Street, Newton, IL, 62448
  • The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
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