USDA Vs. FHA your options comparison in Kent, Portage County, OH
In the year 2026, the USDA loan limit for Kent, located in the county of Portage, OH, is determined to be $336,500, whereas the FHA limit applicable for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's premium USDA versus FHA rates. Assess the required income, creditworthiness, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, ensuring you select the optimal program in for your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Kent, Portage, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Kent, OH
The mission of Lendersa® is to quickly facilitate your access to the most competitive USDA or FHA loans, without any hassle. Choose from one of the three introductory paths to find matching lenders and uncover USDA loan options that suit your needs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
