USDA and FHA Pro and Con in Kent, Portage County, OH

In the year 2026, the USDA loan limit for Kent, located in the county of Portage, OH, is determined to be $336,500, whereas the FHA limit applicable for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's premium USDA versus FHA rates. Assess the required income, creditworthiness, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, ensuring you select the optimal program in for your specific financial situation.

See loan offers from 100 lending institutions

2026 Loan Limits and Down Payment Requirements in Kent, Portage, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Kent, OH

The mission of Lendersa® is to quickly facilitate your access to the most competitive USDA or FHA loans, without any hassle. Choose from one of the three introductory paths to find matching lenders and uncover USDA loan options that suit your needs.

Lendersa USDA loan request matching results

What is USDA Loan in OH?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
    A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve

  • Cleveland State Bank WI
  • 1250 West Washington Avenue, Cleveland, WI, 53015
  • We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.

  • Peoples Bank
  • 420 West A Street, Newton, NC, 28658
  • Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.

    When you're passionate about people like we are, you start to see the extraordinary in everyone.

  • Salman Capital Funding
  • 35 journal Sq, Jersey City, NJ, 07306
  • Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.

  • Path Federal CU
  • 1 Path Plaza, Jersey City, NJ, 07306
  • We're here to help PATH employees and family. We offer trusted advice and better value than banks on the financial services people use every day. PATH Federal Credit Union has been open since 1952. The credit union has assets totaling $12.78 Million and provides banking services to more than 1, 000 members.

  • Liberty Savings Federal Credit Union
  • 666 Newark Ave, Jersey City, NJ, 07306
  • "Liberty Savings Federal Credit Union boasts nearly $115 million in assets with over 22, 000 members.
    Our Mission: Provide quality, convenient financial services to a diverse membership for the economic well-being of the individual and our communities.

    As the credit union grew stronger,"

  • Lightning Mortgage Inc
  • 591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,

  • Bank of Pontiac
  • 300 West Washington Street, Pontiac, IL, 61764
  • Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.

  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.

  • 1st Bergen Federal Credit Union
  • 392 Main Street, Hackensack, NJ, 07601
  • 1st Bergen’s field of membership is open to persons who live, work, worship, volunteer, attend school or conduct business in Bergen County, Paterson, or Jersey City, NJ. Immediate family of current members are also eligible to join 1st Bergen. Our mission is to empower and strengthen individuals who may not otherwise have access to banking.

  • Donald Anfuso
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent