USDA Vs. FHA your options comparison in Stow, Summit County, OH

In 2025, USDA loan limit in Stow, county of Summit, OH is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Stow, county of Summit, OH

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Stow, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BH Loans LLC
  • 10101 Fondren Road, Suite 575, Houston, TX, 77096
  • BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
  • First National Bank
  • 729 West 7th Avenue, Spearman, TX, 79081
  • A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
  • United City Mortgage
  • 6100 Corporate Dr Suite 288, Houston, TX, 77036
  • United City Mortgage is a leading mortgage brokerage firm based in Houston, Texas. With a team of seasoned professionals, we specialize in providing tailored financing solutions to individuals and investors in the real estate market. Our mission is to make the process of securing a mortgage as seamless and advantageous as possible.
  • Southwestern National Bank
  • 6901 Corporate Dr, Houston, TX, 77036
  • In November 1997, Southwestern National Bank opened its headquarter in the heart of Southwest Houston, TX to be the independent diversified bank of choice with small to medium size business segments including consumer, partners, owners, employees, family & friends. Since the beginning of our establishment, Southwestern National Bank was recogn
  • Golden Bank, National Association
  • 9315 Bellaire Blvd, Houston, TX, 77036
  • Golden Bank was established in response to demands for boutique banking services of Asian communities, businesses and new immigrants in Houston, Texas in 1985. As the first minority-owned bank in Greater Houston area, Golden Bank has provided a full scope of commercial banking services including taking deposits
  • Barri Booth
  • 9800 Center Parkway, Suite 700, Houston, TX, 77036
  • Barri began as a family business founded in 1984. For many years, its stores were located solely in the city of Houston, serving a small segment of the Hispanic community in Texas. Until 2006 when a group of investors saw the great opportunity for growth and development that the company offered.
  • Genesis Home Loan
  • 7001 Corporate Drive, Suite 300B, Houston, TX, 77036
  • Genesis Home Loan exists to make a positive impact to the lives of our team members, clients, and to all who provide services to us and Genesis Home Loan will be recognized as the Houston's best mortgage broker in terms of customer satisfaction, on-time closings, team oriented culture, and a positive reputation in the industry